Motor Vehicle Accident
The ABDO LAW FIRM is associated with attorneys in every Michigan County to obtain the maximum compensation for drivers, passengers and pedestrians who sustain personal injuries as a result of a motor vehicle accident. If an accident involves an automobile or truck, the Michigan No-Fault laws apply. Registered motorcycles are required to obtain liability insurance which differs from No-Fault insurance. However, the traditional rules of negligence and liability extend to those who operate motorcycles, boats and recreational vehicles.
It is our goal in representing clients that have sustained a personal injury to seek out every possible benefit pursuant to Michigan No-Fault laws and beyond. All injury cases handled by the ABDO LAW FIRM and its associates guarantee in writing that there is no attorney fee unless we win!First Party Benefits (Commonly Known as Personal Injury Protection Benefits or PIP)
First party benefits (PIP) benefits exist in every No-Fault Michigan automobile insurance policy and provide for specific compensation without regard to fault for a covered injury. The basic components of Personal Injury Protection Benefits are compensation as follows:
- All necessary medical costs for an injury due to an automobile accident.
- Up to 3 years of wages you would have earned.
- Replacement costs up to $20.00 per day for services that you cannot provide for your home and family because of an auto related injury.
PIP compensation can mean lifetime benefits which include a monthly payment to cover extraordinary expenses for serious disabilities.Third Party Claim Against the Party at Fault
In addition to PIP benefits, a person who suffers a qualifying injury or death in a motor vehicle accident may have a legal claim or lawsuit against the party at fault. A qualifying injury means permanent or serious disfigurement or serious impairment of a body function. Serious impairment of body function" means an objectively manifested impairment of an important body function that affects the person's general ability to lead his or her normal life.
The crux of a third party claim is to seek maximum monetary compensation for non-economic losses such as pain, suffering, mental anguish along with all economic losses not otherwise covered by No-Fault policy.
Death, serious injuries and permanent disability may mean that we are seeking monetary damages in excess of one million ($1,000,000.00) dollars. When confronted with such claims, economic recovery and collection may be limited by the extent of insurance carried by the party at fault. Our job is to seek out all responsible parties (including bars and taverns/Dram Shop) that may be liable for damages. In addition, an individual’s No-Fault policy may contain benefits for underinsured motorists or uninsured motorists.Insurance Companies Video Tape Conduct of Alleged Injured Parties Engaged in Physical Activities!
It is quite common for the defending insurance company to challenge whether a claimant has suffered a serious impairment of a body function. Once involved, the insurance company will attempt to minimize the extent of injuries claimed. The insurance company may hire an investigator to monitor the physical activities and daily routine of an alleged injured party. The investigator often utilizes video surveillance in an attempt to catch a claimant engaged in strenuous activity (lifting, climbing stairs) and/or recreational pursuits (bowling, jogging).
The Michigan No-Fault laws are complex and full of legal issues. Our job is to seek every possible benefit that you should receive by law. In doing so, we may need to employ investigators, reconstruct accidents, hire medical experts and file a lawsuit against responsible parties.
Contact the ABDO LAW FIRM if you or a loved one has sustained death or personal injury as a result of a motor vehicle accident. You are entitled to various No-Fault benefits and may file a claim against the party who is at fault. In addition, we can provide full legal services to non-residents or Canadians who sustain injuries due to a motor vehicle accident while in Michigan for pleasure or business.
ABDO LAW FIRM
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